As of July 1, 2017, the Elderly or Disabled with Consumer Direction Medicaid Waiver and the Technology Assisted Medicaid Waiver were merged and became the Commonwealth Coordinated Care (CCC) Plus Medicaid Waiver. This webpage is maintained only for historical purposes. To learn more about the CCC program, click here.
The Virginia Elderly and Disabled Medicaid Waiver provides community-based care services to nursing home eligible seniors who choose to live in their own homes or with family members. The program provides a variety of assistance options to help them do so including personal care, fall monitoring or personal emergency response services, and adult day care.
Under the waiver, participants can choose who they want to provide their personal care. Even some family members can be hired and be compensated for their work.
Consumer Direction means that the participant can choose some of their care providers. In some cases, they can pay a relative for the personal care they provided. This type of program is occasionally referred to as Cash and Counseling or Self-Direction and it is popular with families due to the increased choice of caregivers and care environments. It also has the potential to reduce public sector costs by leveraging family caregivers.
While open to disabled adults of any age, this program is primarily targeted towards those 65 and older. It is not necessary for these individuals to be completely disabled; however, they must require the level of care provided in nursing homes. When seniors apply, they are required to take an in-person assessment to verify their need for assistance. As with all Medicaid programs, there are also financial requirements. Income Limits for Medicaid Long Term Care Services Elderly, disabled and blind Virginia residents can qualify for Medicaid if their gross monthly incomes are less than $2205. Depending on their medical expenses, individuals can qualify with monthly incomes well above the categorical income limit. Families are encouraged to keep detailed records for required care and reoccurring, unreimbursed medical expenses that are incurred on behalf of the elderly individual. Asset Limits for Medicaid Long Term Care Services Individuals applying for Medicaid are permitted up to $2,000 in countable assets, married couples up to $3,000 and, married couples with only one spouse applying, can protect half of their joint resources up to $120,900. Countable resources do not include their home, if at least one spouse lives in it and the value of their home equity does not exceed $560,000. The primary vehicle and final expense plans are also excluded for their countable assets.
if one’s assets exceed Medicaid’s limits, there are expert benefits counselors who can help. Given the high cost of care, proper planning can prevent many families from becoming destitute. In Virginia, excess assets can be converted to exempt annuities. Read more.
Seniors are eligibile to receive free, non-binding quotes for bathroom safety modifications. Get started now.